Coeur d' Alene Bible Church

Reach Up -Reach In - Reach Out

Home

Contact

Our Purpose

What We Believe

Worship Services

What to Expect

Dates to Note

Our Ministries

Worship Ministry

Adult Ministries

Men's Ministry

Youth Ministry

Children's Ministry

Local Outreach

Prayer

World Missions

Leadership

Pastors

Staff

Elders

Deacons

Media

MP3 Download

Streaming Audio

Video

Pastor's Blog

New Giving Envelopes for 2011

Over the past few months the church leadership has been seeking to keep everyone informed about some proposed changes to the way we manage the church budget.  Essentially, we are seeking to move to a Consolidated/Unified Budget for 2011.

In the past, we have operated with a dual budget in which the general fund and the Missions budget were separate.  The Consolidated/Unified Budget approach will allow giving to World Missions to continue to be funded at its current level, and grow as giving to the church grows.  We believe that a transition to a Consolidated/Unified Budget will enhance our efficiency and effectiveness as a body as we invest together in all the ministries of the church.

The primary way this will affect the people of our congregation is in the process of giving.  The giving envelopes of the past provided spaces to designate giving to the following areas:
    
·        General Fund
     ·        Designated Missionary
     ·        Seed-Time, Inc.
     ·        Local Outreach
     ·        Other

If you take a look at the giving envelopes for 2011, you will notice that they only provide a designation for a gift to the Lord, which is, in essence, a General Fund designation.  This is a result of having a Consolidated/Unified Budget.

If you desire to support a specific missionary, our desire is that designated giving for missionaries be sent directly to mission agency, not through the CBC offering envelope. The finance office has a list of the mission agency addresses for sending your gifts. In talking with a couple of our missionaries, they see great benefit in having extra gifts donated directly through their mission agency, so they will know who gave the gift and can send a personal thank you.

If you desire to give to Seed-Time Ministries, you will notice a separate envelope (white) in the pew rack.

In general, we want to encourage the CBC family to invest primarily in the general fund, from which all ministries will then be funded. We want to be flexible, letting the budget be our guide for stewardship, but not binding us from following the will of the Lord. When the needs have been met and there are extra funds, we want to put those funds to good use.  Generally speaking, we want to sow the bulk of the seed in the calendar year in which the funds are given.  

Thank you for your gifts.  We realize that, ultimately, you are not giving to CBC or any specific ministry or mission, but to God as an act of worship!

 
2011 Budget Planning News 
 
For many in our body, 2010 has been a year of economic and budgeting challenges.  The same has been true for CBC.  We have been blessed with reserves that have carried us through numerous difficult years, but now that the free reserves have been depleted, the Elders and ministries of CBC have been faced with challenging choices.  Like you, we need to live within our means and balance contributions and expenses.  This has led the Elder Board to evaluate not only the amount of money given and spent, but the way in which funds are received and allocated. 
 
Currently, we maintain a dual budget approach which encourages the body to give to the General Fund and the Missions Fund independently.  These two accounts are maintained separately, and for years both have carried dedicated surpluses.  Unfortunately, the surplus dedicated to Missions has now been depleted and the Missions Budget is currently subsidized by the General Budget so that our commitments to our current missionaries are honored.
 
In view of these present realities, and after much prayer and consideration, the Elders are recommending that we transition to a Consolidated/Unified Budget by incorporating the Missions Budget into the General Fund.  The Consolidated/Unified Budget approach will allow giving to World Missions to continue to be funded at its current level, and grow as giving to the church grows.  We believe that a transition to a Consolidated/Unified Budget will enhance our efficiency and effectiveness as a body as we invest together in all the ministries of the church.  Based upon our prayerful discussions and careful evaluation, we are of one mind that the implementation of a Consolidated/Unified Budget will not only serve us well during these challenging times, but also as we go through times of lessened financial stress.
 
We understand that a transition to a Consolidated/Unified Budget will raise many more questions and issues than are addressed in this brief overview.  Our desire has been to begin the conversation so that we’re all informed and prepared for our Annual Budget Meeting in January 2011.  Please feel free to submit, on your bulletin Registration Card, any questions you may have.  We will be compiling a list of Questions and Answers and posting them to the CBC website for easy access.
 
 

 

Frequently Asked Questions 


The Board of Elders has decided that the church will operate on a Consolidated/Unified Budget beginning in January 2011. Because this is a change from the designated offering system that has been in use, the following frequently asked questions are for your guidance.

 

Q:  If I can no longer designate my offerings, how will I know how my gifts will be used?

 

A:  Your gifts will be used to fund the church budget, as adopted by the membership, at the annual meeting. Copies of the budget will be available to members at the annual meeting.

 

Q:  I usually designate a portion of my gift to missions, local outreach, or pizza outreach, etc. Can I still make those designations?

 

A:  Each of the ministries to which you now designate will continue to be funded through the unified budget. It is our desire that you no longer designate gifts to specific ministries.

 

Q:  Can I still designate to Seed-Time Ministries?

 

A:  Seed-Time Ministries will no longer be included in the church budget as it is its own nonprofit organization. However, a separate envelope for giving to Seed-Time will be available in the pews and at the offering boxes.

 

Q:  I designate a portion of my offering to a missionary whose ministry is special to me. Can I still designate to that missionary?

 

A:  You can still designate to that missionary, but not via your CBC envelope. If you have been regularly designating to an individual missionary, you will receive a letter from the church with the address of the missionary’s sending organization where your future gifts can be sent.

 

Q:  Can I continue to designate to the needs fund?

 

A:  You will not be able to contribute to the needs fund via the CBC envelope. However, all gifts, whether checks or cash, put into the offering plates available after the monthly communion services will be used exclusively for needs.

 

Q:  I have occasionally given an anonymous love gift to a friend in need through the church. Can I still do so?

 

A:  Yes, you can do so by mailing a check to the church office requesting that the gift be sent anonymously to your friend in need. Be aware that such gifts are not tax deductible according to Internal Revenue regulations.

 

Q:  How will I pay for materials or events offered by the various church ministries?

 

A:  Those events or materials can be paid for at the ministry tables in the lobby before and after services or you may mail a check to the church office.

 

If you have other questions regarding the Consolidated/Unified budget, please ask them on the back of your registration card and we will add to this list of frequently asked questions as appropriate.

 


Website powered by Network Solutions®